ClearMoney
Connected records. Clearer financial decisions.
A business finance and operations platform connecting billing, inventory, manufacturing costs, collections, and deterministic CFO insights for Indian small businesses.
Abhinit Raj
MBA Student & Founder
The Small Business Data Disconnect
Why Indian traders and manufacturers struggle with working capital visibility.
Sales vs. Realized Cash
High billing revenue does not mean available bank liquidity. Receivables remain stuck in open customer ledgers.
Stuck Stock Capital
Slow-moving inventory blocks essential cash reserves without real-time reorder-level tracking.
Fragmented Records
Invoices, purchase bills, and production overheads are maintained in silos, obstructing true profit visibility.
Platform Architecture & Stack
Connecting everyday business transactions with financial visibility and secure data isolation.
Next.js App Router
Server-side session auth, RBAC permissions, and protected API routes.
Neon PostgreSQL
Prisma ORM schema ensuring business tenant isolation and transactional records.
Tailwind CSS v4
Dark teal & gold fintech aesthetic with responsive mobile-ready layout.
PDF & QR Workflows
pdf-lib invoice generation and UPI payment QR workflow integration.
Core Modules Explorer
Explore platform functional areas organized by business operations.
Sales & Collections Module
Active LedgerLive Dashboard KPI Overview
A snapshot of financial performance metrics provided to business owners.
AI CFO Command Center
Deterministic calculations turning database records into actionable executive priorities.
Structured Insight Methodology
Every insight follows an evidence-backed framework:
Interactive What-If Cash Flow Simulator
Illustrative demo, not live ledger data. Assumes ₹7,50,000 base inflows, ₹2,00,000 operating outflows and ₹2,500 less collected within the period per day of delay. Adjust the inputs to explore the scenario.
30-Day Scenario Projection
Future Roadmap & Blockchain Vision
Scaling trust, transparency, and unalterable B2B compliance in the next growth phase.
Blockchain Invoice Verification
Cryptographic SHA-256 hashing of generated sales invoices committed to an immutable registry, enabling instant vendor-buyer validation and tamper-proof audit trails.
Generative AI CFO Assistant
Integrating advanced conversational agents to answer complex financial queries directly from live database ledgers and historical cash flow trends.
Mobile App & WhatsApp Bot
Dedicated native mobile app for on-the-go billing and automated WhatsApp payment reminder broadcasts with instant UPI verification triggers.
Thank You
ClearMoney (Clean Money Pvt Ltd)
Designed and developed by Abhinit Raj (MBA Finance & Business Analytics student). Bridging the gap between operational bookkeeping and strategic executive decision support.